Performances
RD Popularity Index
RD Growth Index
| 1h | 24h | 7d | 30d | 60d | 90d |
|---|---|---|---|---|---|
| 1.84% | 1.24% | 0.73% | 5.42% | 20.54% | 65.11% |
Comparison
Fundraising
Tokenomics
Unlock Progress
Data source: CoinMarketCap
Top Holders
| Address | Token | Quantity | Percentage | Value |
|---|---|---|---|---|
| 0xc3c1...6138 |   XMN | 257,531,226.32 | 25.75% | $110.37K |
| Binance 8 (acec) | XMN | 74,922,196.06 | 7.49% | $32.11K |
| 0x0529...53b7 | XMN | 14,336,307.24 | 1.43% | $6.14K |
Open Markets
| # | Exchange | Pair | Price | +2% depth | -2% depth | Volume (24h) | volume % |
|---|---|---|---|---|---|---|---|
| 1 | BBitvavoDEX | XMN/EUR | $0.000428 | $11,923 | $629 | $61,389 | 33.44% |
| 2 | WWEEXDEX | XMN/USDT | $0.0003951 | $28 | $26 | $46,809 | 25.50% |
| 3 | KKuCoinCEX | XMN/USDT | $0.0004302 | $335 | $190 | $27,515 | 14.99% |
| 4 | KKrakenCEX | XMN/USD | $0.000428 | $201 | $1,012 | $26,124 | 14.23% |
| 5 | MMEXCCEX | XMN/USDT | $0.0004294 | $340 | $610 | $7,577 | 4.13% |
| 6 | DDigiFinexDEX | XMN/USDT | $0.0004394 | -- | -- | $6,481 | 3.53% |
| 7 | KKrakenCEX | XMN/EUR | $0.0004314 | $6 | $6 | $3,155 | 1.72% |
| 8 | BBit2MeDEX | XMN/EUR | $0.0004303 | $6 | $6 | $3,037 | 1.65% |
| 9 | BBTSEDEX | XMN/USDT | $0.0004061 | -- | -- | $1,826 | 0.99% |
| 10 | BBitkubDEX | XMN/THB | $0.0004058 | -- | -- | $1,029 | 0.56% |
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About xMoney
xMoney is a payment platform that bridges traditional finance and cryptocurrencies. Its core business includes accepting fiat and crypto payments, offering card acquiring, mobile wallets, and digital asset settlements. The platform also features a token ($XMN) that provides fee discounts, loyalty rewards, and governance rights, creating an integrated ecosystem for merchants and users.
Its main value proposition lies in regulatory compliance and security. xMoney operates under licenses from Portugal and Estonia as a Virtual Asset Service Provider, with PCI-DSS certification for card data handling. This reduces legal risks for businesses entering crypto payments. The token mechanism incentivizes ecosystem participation, while the hybrid fiat-crypto settlement addresses the pain point of fragmented payment infrastructure.
Market pain points include high cross-border transaction costs, slow settlement times, and compliance burdens. xMoney solves these by offering fast crypto settlements, multi-currency support (fiat and stablecoins), and a unified dashboard for tracking all payments. The platform also automates billing and recurring payments, reducing manual workload.
In the past six months (Feb-Aug 2026), xMoney expanded its payment network across Europe, integrating additional local payment methods. The token utility was enhanced with tiered merchant benefits, and the platform introduced advanced reporting tools for real-time transaction analytics. However, the broader crypto market faced regulatory headwinds, and xMoney's growth was partially constrained by uncertain crypto regulations in some EU jurisdictions. No major security incidents were reported during this period.
xMoney, formerly Utrust, is a compliant crypto payment platform bridging fiat and digital currencies. Its key milestones include: 1) The brand upgrade from Utrust to xMoney, with Binance delisting UTK and supporting the token swap to XMN, marking the project's full strategic pivot toward the stablecoin and global payments market. 2) The completion of a $21.5 million strategic financing round led by the Sui Foundation, with MultiversX also participating, providing capital for ecosystem expansion. 3) The appointment of former SUI Foundation Managing Director Greg Siourounis as Co-founder and CEO, bringing institutional expertise to drive partnerships and regulatory alignment. 4) The listing of XMN on Binance Alpha with a token swap airdrop, expanding market access and liquidity. These events collectively position xMoney as a MiCA-compliant payment infrastructure layer, targeting the $7 trillion stablecoin settlement market.
Positive: In April 2026, Binance Alpha listed XMN and launched a UTK swap airdrop (extra 2 XMN per 3 UTK), boosting liquidity and attention; the project is positioned as MiCA-compliant with real payment use cases.
Negative: The token price fell from about $0.00717 in April to about $0.00244 in June, with market cap shrinking to about $2.44M; max supply is 10B, while circulating supply rose from about 650M to about 1.18B, implying unlock/sell pressure; FDV of about $24.4M is high relative to market cap; market fear intensified.
Co-founders and core executives:
Greg Siourounis (also known as Gregorios Siourounis) – Co-founder & CEO. PhD in Economics from London Business School. Former Global MD at Sui Foundation, founder of EveryPay. Board member at xMoney.com. Twitter: @XmoneyGreg
Roberto Machado – Co-founder & Board Member. Former co-founder of Utrust (now xMoney). Twitter: @rmdmac
Rodrigo Russell – Chief Revenue Officer (CRO). LinkedIn and Twitter profiles available (@RodrigoPRussell).