Alchemy Pay
ACHA payment gateway bridging fiat and crypto
Performances
RD Popularity Index
RD Growth Index
| 1h | 24h | 7d | 30d | 60d | 90d |
|---|---|---|---|---|---|
| 0.12% | 2.27% | 9.59% | 5.30% | 32.77% | 15.52% |
Comparison
Investment
Top Holders
| Address | Token | Quantity | Percentage | Value |
|---|---|---|---|---|
| 0xeae8...6990 |   ACH | 1,790,967,477.16 | 11.67% | $9.63M |
| 0x7d56...03d2 | ACH | 1,531,131,013.49 | 9.98% | $8.24M |
| Binance 28 (efcb) | ACH | 1,210,000,000 | 7.88% | $6.51M |
Open Markets
| # | Exchange | Pair | Price | +2% depth | -2% depth | Volume (24h) | volume % |
|---|---|---|---|---|---|---|---|
| 1 | HHTXCEX | ACH/USDT | $0.007989 | $1,610 | $6,186 | $1,328,731 | 48.19% |
| 2 | ACH/USD | $0.007978 | $31,948 | $41,397 | $484,673 | 17.58% | |
| 3 | BBybitCEX | ACH/USDT | $0.007985 | $10,155 | $10,645 | $182,157 | 6.61% |
| 4 | OOKXCEX | ACH/USDT | $0.00798 | $13,833 | $18,433 | $114,465 | 4.15% |
| 5 | BBingXCEX | ACH/USDT | $0.007965 | $43,253 | $45,007 | $92,340 | 3.35% |
| 6 | BBitgetCEX | ACH/USDT | $0.007965 | $33,037 | $29,618 | $56,036 | 2.03% |
| 7 | KKuCoinCEX | ACH/USDT | $0.007967 | $6,934 | $8,109 | $46,674 | 1.69% |
| 8 | PPhemexCEX | ACH/USDT | $0.008005 | $7,452 | $7,477 | $21,194 | 0.77% |
| 9 | BBithumbCEX | ACH/KRW | $0.008082 | $2,721 | $3,580 | $15,614 | 0.57% |
| 10 | ACH/USD | $0.008029 | $107 | $4,002 | $9,520 | 0.35% |
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About Alchemy Pay
Alchemy Pay is a fiat-to-crypto payment gateway that bridges traditional finance and blockchain. Its core business provides on/off-ramp services, enabling users to buy crypto with local fiat currencies and merchants to accept crypto payments settled in fiat. The platform supports over 300 payment channels across 173 countries, including Visa, Mastercard, and regional wallets like GCash and DANA.
Its main competitive edge lies in regulatory compliance and local payment integration. The company holds money transmitter licenses in 18 U.S. states, a Korean electronic financial business registration, and an Australian digital currency exchange license. This allows it to operate legally in multiple jurisdictions while offering localized payment experiences.
The market pain point it solves is the high barrier to entry for crypto adoption. Traditional users often struggle with complex KYC processes, limited payment options, and regulatory uncertainty. Alchemy Pay simplifies this by letting users purchase crypto using familiar payment methods, reducing friction for both individuals and businesses.
In the past six months (Feb-Aug 2026), Alchemy Pay obtained an Illinois MTL license (June 2026), bringing its U.S. state licenses to 18. It also integrated with D'CENT Wallet (February 2026) to provide in-wallet fiat-to-crypto services, and added support for Bittensor's TAO token (March 2026), expanding its asset coverage. These developments strengthen its position as a compliant and accessible payment infrastructure.
No significant negative events were identified in the past two years, though the company faces general industry challenges such as evolving regulations and competition from other payment providers.
Alchemy Pay, founded in 2017, has evolved from a fiat-crypto payment gateway into a compliance-driven infrastructure provider. Key milestones include its strategic investment in Hong Kong's SFC-licensed HTF Securities, securing Type 4 (advising) and Type 1 (dealing) license upgrades for virtual asset services, establishing a regulated foothold in Asia. In the U.S., the company pursued a state-by-state money transmitter license (MTL) strategy, expanding from Nebraska (14 states) to Delaware and Illinois (18 states), covering roughly 130 million residents and laying the groundwork for compliant stablecoin products. A major leap came with the Alchemy Chain mainnet launch, billed as the world's first dual-compliance payment public chain, embedding regulatory checks at the network layer. The company also launched an RWA platform enabling direct fiat investment in tokenized securities. Looking ahead, Alchemy Chain plans to issue a stablecoin in Q2 2026, aiming to bridge traditional finance and crypto through compliant settlement infrastructure. These moves reflect a long-term vision: building a multi-jurisdictional compliance moat and a unified payment-settlement layer for the emerging digital asset economy.
Positive: In May 2026, Alchemy Chain mainnet launched as a compliant stablecoin payment L1 aligned with EU MiCA and HK HKMA; ACH serves as gas token, boosting utility. Secured MTL licenses in Michigan and other U.S. states, partnered with Mastercard, and expanded ecosystem via Conflux, D'CENT Wallet, and Malaysian local payment channels; 1,200+ partners and fiat on/off-ramps in 173 countries.
Negative: Community vote on linear ACH unlock (8/10/12-year options) may create future supply pressure; zero-fee campaign may weigh on short-term revenue.
Shawn Shi (Co-Founder): Former Vice President of Technology at ZhongAn Online P&C Insurance, previously Marketing Manager at 360, and co-founded Weizhishu. Has over 10 years of experience in internet products.
Kaitai Chang (Executive Chairman): Current Executive Chairman of Alchemy Pay, Twitter: @c_ktl_. Detailed career background not publicly disclosed.
Kaitai Chang joined Alchemy Pay as Executive Chair in July 2026. He previously co-founded Yala and served as COO, and also held roles at Binance and APX Finance. His addition is expected to bring extensive Web3 and DeFi experience to support the company's global expansion of payment solutions.