Fern is a global fintech company enables businesses, developers, and individuals to send, receive, and convert money instantly and compliantly. Fern's infrastructure unifies fiat, stablecoins, crypto, and bank rails into one powerful platform. Developers use the Fern API to launch global payments, on and off ramps, and seamless currency conversion directly inside their products. Businesses and global citizens use the Fern app for payments, savings, and cross-border finance.