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About Daimo
Daimo is a non-custodial stablecoin payments wallet with a developer on-ramp component: the wallet derives a smart account from a passkey in the phone's secure enclave and holds dollar stablecoins, while the on-ramp converts assets from more than twenty chains, over a thousand tokens and exchange or bank rails into stablecoins on the target chain, with fees sponsored.
It targets the bridging, swapping and gas that cross-chain funding requires and the checkout drop-off caused by fragmented local payment methods. In April 2026 it published analysis of yen stablecoin flows covering 350 million yen over three months, and during the year added Apple Pay, bank transfer and several local rails to its payment docs. The product connects to several wallets and rollups, with the wallet listed on both mobile platforms.
Daimo Inc. was founded in 2023 by Dan Posch and Nalin Bhardwaj in Santa Monica.
In October 2023, Veridise completed an audit of Daimo smart contracts and related packages, with the audit period from September 13 to 26, resulting in zero findings.
In March 2024, Daimo completed a $2M seed funding round from angel investors including Vitalik Buterin and Dan Romero, and also received grants from the Ethereum Foundation and Optimism.
In February 2026, Daimo updated its privacy policy, covering non-custodial operations, limited IP and device logs, and third-party KYC only for fiat channels.
On June 19, 2026, Daimo-powered MiniPay launched Apple Pay USDT (USD stablecoin) top-ups in the United States, connecting fiat on-ramps directly into account-abstraction wallets.
Daimo Pay continues to serve as stablecoin on/off-ramp and on-chain payment rails with multi-chain checkout and instant settlement.
Future strategy and roadmap: Centered on account abstraction and stablecoin payments, Daimo will widen the geographic coverage of its Apple Pay and card fiat rails and push to make consumer stablecoin pay-in and pay-out scenarios seamless and low-friction.
DC Posch — Co-founder; co-founded Daimo with Nalin Bhardwaj in 2023, focusing on stablecoin payments and account abstraction.
Nalin Bhardwaj — Co-founder; leads protocol and wallet engineering.