Visa launches AI automated payment tool to achieve automated program trading

Visa's Crypto Labs has released a command-line tool (CLI) that allows AI agents to initiate automated payments directly in the terminal, achieving "human intervention-free" programmatic trading.

This tool supports providing payment capabilities for robots, scripts, and other automated processes without the need to manage API keys, and can be directly used for purchasing cloud resources, calling API services, and executing inter-machine payments. The product is currently in the testing phase and requires a GitHub account to apply for use.

Visa stated that as AI transitions from "answering questions" to "executing tasks," including automated procurement of computing power, service calls, and micropayments, the payment infrastructure also needs to be upgraded to support "command-line commerce."

Additionally, Visa has integrated the Machine Payment Protocol (MPP) and has formed synergies with AI payment standards promoted by industry players such as Coinbase and Cloudflare, accelerating the development of the AI-native payment ecosystem.