Space Review | AINFT Launches AI Agent New Infrastructure, Bringing the "AI Economic Network" from Concept to Reality

With the emergence of the x402 protocol and the 8004 standard, automatic payments and on-chain identities are being embedded into the operational logic of AI Agents. This means that for the first time, AI Agents can automatically complete payments and execute on-chain operations. The role of AI Agents is undergoing a subtle transformation from passive responders to active participants in value flows.

Against this backdrop, AINFT officially launched the new infrastructure for AI Agents—Bank of AI, focusing on creating a complete "financial operating system" for AI Agents. It not only deeply integrates the x402 payment protocol and the on-chain identity authentication protocol 8004 but also introduces the AI large model service interface standard MCP Server, AI model expansion capabilities Skills, and the OpenClaw Extension toolkit, endowing AI Agents with complete financial operational capabilities.

At this critical juncture of technological transformation, on the evening of February 24, a roundtable discussion focusing on the "AI Agent economic network" was held. Guests from various fields analyzed the structural changes brought by x402 and 8004 from multiple dimensions, including user experience reconstruction and business models, collectively outlining the emerging prototype of an "AI economic network." Below is a highlight of this discussion.

How is user experience being reconstructed when AI Agents possess x402 and 8004?

The essence of AI Agents is "autonomous actors," designed to make decisions and execute tasks. Large language models provide AI Agents with a powerful "brain," but what truly defines an AI Agent is its "action capability." The issue is that in the past, the action capability of AI Agents was limited to "soft actions" in the digital world, and actions involving real value transfers, such as payments, have always been a forbidden zone for AI Agents.

The emergence of the x402 and 8004 protocols has opened the gateway for AI Agents to achieve automatic payments and on-chain identity authentication, effectively laying a dedicated "settlement track" for them in the digital world. When AI Agents begin to possess automatic payment capabilities, the most intuitive change in user experience is that the underlying logic of interaction is completely reconstructed.

As HiSeven mentioned, in the past, when we asked AI Agents to create an investment research report, the process was fragmented: the AI Agent was responsible for generating the framework, but once it involved registering accounts, binding payments, and purchasing data, it had to be handed back to human operation. Users were both commanders and weary "intermediaries." However, when protocols like x402 are embedded, AI Agents can automatically complete subscriptions or data purchases. More importantly, with the on-chain identity granted by the 8004 protocol, AI Agents have an accumulative and verifiable credit record, making each transaction by AI Agents based on a traceable and trustworthy foundation.

This upgrade from "operational tools" to "participants in economic activities" was further elaborated in Grace's sharing. She believes that when AI Agents possess automatic payment capabilities, the mode of interaction is evolving from "one-way commands from humans to machines" to "cooperative symbiosis between humans and AI." Whether it’s subscribing to services, purchasing products, or executing optimal payment strategies, users only need to set goals, leaving the rest to AI Agents to judge and execute. She described it as: "You are unaware of the existence of payment, but it has already helped you get things done. It has transformed from a tool into a true partner that can alleviate your burdens."

The subscription model that users were accustomed to essentially paid for "potential usage," while the x402 protocol successfully realized a new interactive business model of "pay first, respond later," enabling micro-payment capabilities that make "pay-per-use, immediate access" possible. From the perspective of user rights, Mo Yu revealed the pressure mechanism that x402 exerts on AI service quality. He mentioned that there are many AI products on the market, and users often find the results unsatisfactory after subscribing but cannot get refunds. The single payment supported by x402 allows users to choose entirely based on effectiveness.

When AI Agents possess their own "wallet" and "identity," they are becoming "economic participants" in the digital world. This transformation has just begun, but the direction is clear: future AI Agents will not only think for you but also act for you; they will not only generate plans but also complete transactions. The x402 and 8004 protocols are laying the foundational tracks for this transformation.

AINFT builds a "financial operating system" for AI Agents, bringing the "AI economic network" from concept to reality

As the logic of AI payments is standardized, a more imaginative proposition emerges: Are we witnessing the birth of a truly meaningful "AI economic network"? In this network, AI is no longer a tool called upon by humans one by one, but rather nodes that can discover needs, negotiate prices, complete payments, and deliver services to each other. This vision of the future gradually became clearer during the guests' discussions.

HiSeven was the first to outline the prototype of this vision. In his view, the current way we use AI is still "point-to-point"; we seek out the corresponding model for the functions we need. However, once the payment logic is standardized, each AI Agent with special capabilities can collaborate like colleagues to complete complex tasks. He likened it to hiring a small team, where AI interacts with AI to conduct business, ultimately delivering results to humans.

Furthermore, Peter from the cryptocurrency circle dissected the prerequisites for the operation of the AI economic network: a self-circulating economic system needs to have an account system, collaboration capabilities, and transaction mechanisms. The combination of the x402 protocol and the 8004 standard is laying the foundation for this system. He pointed out that when payments are sufficiently smooth, AI Agents can form a complete closed loop of "income > investment > reinvestment." However, to turn this closed loop from concept to reality, a key "financial operating system" is needed, which is precisely the role that AINFT's newly launched AI Agent infrastructure—Bank of AI—plays.

The AI Agent infrastructure launched by AINFT can be understood as a "blockchain bank" or a three-in-one infrastructure of "digital wallet + ID card + investment account" specifically designed for AI Agents. Technically, it first supports both TRON and BNB Chain, with its core architecture centered around three main capabilities:

The first layer is the payment layer. AINFT has deeply integrated the payment protocol through the x402 SDK, allowing developers to enable automatic payment capabilities for AI Agents with just a few lines of code. This enables AI Agents to automatically complete micro-payments and instant settlements when calling services, making high-frequency, small-value machine-level transactions economically efficient.

The second layer is the identity layer. Through the 8004 SDK, AINFT enables each AI Agent to access the on-chain identity authentication mechanism with one click, granting them a verifiable "digital ID" and a traceable credit record. Each successful fulfillment and timely settlement adds credible weight to this on-chain credit profile.

The third layer is the capability layer. AI Agents can automatically participate in DeFi operations such as lending, exchanging, and earning through the MCP Server and Skills. The MCP Server acts as an "adapter" between AI Agents and the blockchain, encapsulating complex on-chain interactions into standardized tool interfaces; Skills further transform these interfaces into composable workflow templates. This means that AI Agents only need to understand "what to do," without needing to worry about how smart contracts are called or how gas fees are calculated. This implies that AI Agents can not only "make payments" but also "manage and increase wealth."

What’s even more noteworthy is AINFT's open design, which supports OpenClaw extension plugins. This means that any AI Agent can be quickly endowed with complete financial capabilities such as payments, identity, and DeFi operations without undergoing complex development processes. This "plug-and-play" architecture makes AINFT the foundational infrastructure layer of the entire AI economic network.

From passive responses to active collaboration, from single-point calls to network cooperation, AI Agents are weaving their own economic network. And AINFT is the "builder" laying the tracks for this network. As of now, AINFT's user base has surpassed 410,000, gradually constructing a Web3 native AI platform that connects mainstream AI capabilities with on-chain asset systems. When AI Agents begin to understand needs, complete transactions, accumulate credit, and allocate assets, we may be witnessing the birth of a new economic network in the digital world. The starting line of this transformation has been drawn, and AINFT stands at the forefront of this line.