Ripple President: It is expected that by 2026, half of the Fortune 500 companies will actively hold cryptocurrencies

Ripple President Monica Long made predictions about cryptocurrency in 2026, believing that four areas will drive institutional adoption of cryptocurrency.

1. Stablecoins will be fully integrated into global payment systems: As Visa, Stripe, and major institutions incorporate them into payment processes, B2B transactions will become a growth engine.

2. Institutional cryptocurrency investment will become mainstream: By 2026, approximately 50% of Fortune 500 companies will hold cryptocurrencies or have formal DAT strategies, actively holding tokenized assets, on-chain treasury bonds, stablecoins, and programmable financial instruments.

3. Custody consolidation: The cryptocurrency sector saw merger and acquisition transactions reach $8.6 billion in 2025, primarily driven by the participation of institutional investors. It is expected that by 2026, more than half of the top 50 banks globally will have established at least one new custody relationship.

4. The integration of blockchain and artificial intelligence: Asset management companies will utilize AI models and blockchain infrastructure to dynamically adjust allocations to tokenized assets and stablecoin yield protocols, fully leveraging the around-the-clock operation of on-chain markets.