UUPAY: A consumption entry card for Web3 users in the trend of global application of on-chain assets

As the penetration rate of stablecoins continues to rise and the demand for cross-border consumption and capital flow among crypto users increases, the Web3 world is entering a new cycle of "asset availability infrastructure" construction. From on-chain to offline, from asset management to payment applications, how to make crypto assets truly consumable has become a common concern for many project teams and users. Against this backdrop, UUPAY, headquartered in Hong Kong, has launched its core product, the U Card, aiming to connect users' on-chain assets with global consumption scenarios in a more lightweight manner. It is reported that during the promotional period, UUPAY U Card implements a policy of no card issuance fee and no top-up fee, truly achieving zero threshold and zero cost usage, and is temporarily open for experience to a broader range of Web3 users.

1. On-chain assets need more real-world usage scenarios

Compared to the past usage scenarios centered around trading and investment, the demand structure for stablecoins is changing. More and more users are beginning to expect that they can be directly applied to real-world daily consumption and cross-border payments, including subscription services on overseas platforms like ChatGPT Plus, Netflix, Spotify, e-commerce and online consumption like Amazon, instant life services like Uber, Uber Eats, as well as cross-border living expenses, travel costs, and ATM withdrawals.

UUPAY is seeking breakthroughs in this structural gap, attempting to bridge the last mile of stablecoins from on-chain assets to real-world payments, making payments simple and making global consumption truly accessible.

2. A lightweight global payment gateway for on-chain assets

The U Card from UUPAY does not aim to reshape the banking system but rather uses a payment interface compatible with mainstream stablecoins as an entry point to provide Web3 users with:

1. Global consumption capability:

2. Users can top up their U Card with stablecoins and make online and offline payments worldwide.

3. A lower-friction capital flow path:

4. The conversion process from stablecoins to consumption capability is more direct and does not rely on complex banking links.

5. An operational approach more suited to Web3 scenarios:

6. Registration, KYC, and top-up processes are optimized for crypto users, with lower thresholds.

7. A parallel model of security and compliance:

8. UUPAY holds a U.S. MBS license and meets regulatory requirements through necessary identity verification while maintaining operational convenience.

Compared to traditional virtual card providers, UUPAY's distinctive feature is its clearer service for crypto users, with processes more aligned with the usage habits of crypto assets.

3. Industry significance: One of the key infrastructures for asset circulation

From a longer-term perspective, Web3 payment products, including the U Card, are driving the "use value" of crypto assets back to the center stage.

This trend will have the following impacts on the industry:

• The migration of stablecoins from "transaction medium" to "consumption medium"

• Increased freedom for individual users in cross-border consumption

• The gradual maturation of de-intermediated capital flow paths

Although the entire industry is still in its early stages and the payment system faces regulatory differences across regions, it can be observed that the demand for consumable on-chain assets is rapidly growing globally.

UUPAY's U Card is positioned at the intersection of this trend.

4. Limited-time promotion:

It is reported that UUPAY has launched a limited-time promotional policy to further lower the initial usage threshold for users. During the promotional period, card issuance fees and top-up fees are completely waived. Users only need to complete basic KYC to activate the U Card and experience the complete payment process. The end date of the promotion will be subject to UUPAY's official announcement.

5. Conclusion

In the context of the continuous expansion of stablecoin scale, the growth of on-chain user numbers, and the increasing demand for cross-border asset usage, Web3 payment infrastructure will be one of the most certain growth tracks in the coming years. UUPAY, with the U Card, aims to connect on-chain assets with real-world usage scenarios, providing global users with a lower-friction and more flexible way to use funds. As the payment network expands, product capabilities enhance, and more commercial scenarios are integrated, UUPAY's development path deserves ongoing attention.

About UUPAY

UUPAY is a global payment solution aimed at Web3 users, dedicated to bridging the connection between stablecoins and real-world consumption scenarios. Through the U Card, users can directly convert stablecoins into usable consumption capability, covering various scenarios such as global online and offline payments, subscription services, e-commerce consumption, and cross-border expenditures.

Official website🔗: https://uupay.cc/zh-cn/

Promotion link🔗: https://uupay.cc/register?invitationCode=VJAIIG