Ormi Finance is a fractional-algorithmically undercollateralized liquidity market protocol. The fractional collateral ratio is algorithmically based on Web3 reputation and market conditions. To support this, Ormi Finance is creating a reputation oracle that aggregates and computes a Web3 identifier's reputation score by collecting information about the wallet address from various sources (e.g. on-chain transaction history, NFT and POAP ownership, ERC 20 tokens, etc.) and exposing them both as a REST API service and a Chainlink External Adapter for use by DApps.