Beam

This content is generated by RD AI and is for reference only

Beam is a smart-contract payment platform for the retail value chain, designed to let merchants directly reward customers in exchange for data. It handles payments, fund flows, and settlements through a single integration, requiring no banking license or proprietary integrations. The platform supports use as a payment method in e-commerce checkouts and invoicing software, enabling customers to automatically earn cash rewards on each purchase and pay with alternative funding sources. Beam's vision is to reduce payment processing fees and marketing waste by making data directly valuable.