OpenAI launches payment card wallet for ChatGPT

OpenAI has launched a card wallet feature for the ChatGPT intelligent agent, allowing the agent to complete shopping payments after obtaining user authorization. This feature is available to Pro subscription users in the United States, who can authorize eligible American Express, Mastercard, and Visa credit cards for payment.

In this model, merchants can integrate without needing to overhaul their existing checkout systems, with payments initiated by the agent on behalf of the user, who authorizes and controls the payment methods the agent can use for spending at the card level.