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About Credora
Credora rates DeFi lending markets and vaults on a single A+ to D scale covering tokens, lending pairs and vaults. It targets a market that priced yield precisely and default risk hardly at all, scoring collateral quality and custody risk at the asset layer, liquidation mechanics, on-chain liquidity and oracle quality at the market layer, then weighting market scores with curator records at the vault layer, with 100,000 Monte Carlo simulations per market producing an annual probability of loss.
Allocators at markets such as Morpho, Spark and Lista use the grades to document risk decisions in an auditable memo. Unlike wallet-level credit scores, Credora rates structures rather than addresses, so no personal data is disclosed. Rated vaults hold about 12.8 billion dollars, with coverage concentrated in a few lending venues.
In March 2026 RedStone acquired Credora and the protocol was renamed Credora by RedStone, offering risk ratings from A+ to D. On June 26 weETH received an A+ rating; during the year its risk framework integrated Morpho and Spark, and in July it published a DeFi exploit post-mortem.
Future strategy and roadmap: Credora will extend credit ratings to more assets and lending markets, deepen integration with RedStone oracles and major DeFi protocols, and improve institutional risk transparency.
Darshan Vaidya — Co-founder & CEO; co-founded X-Margin in 2019 and led its rebrand to Credora, driving institutional credit ratings.
Arne T. G. Hollum — Co-founder & CTO; leads confidential computing and zero-knowledge credit infrastructure.