Toto Finance

Toto Finance is a commodity tokenization platform whose first vertical is copper. Its flagship product CuTT represents one pound of COMEX Grade 1 cathode copper held in US warehouses. Industrial buyers can purchase physical copper online, settle in US dollar stablecoins and redeem standard 25,000-pound lots, while crypto traders can trade the tokenized physical copper on-chain. The platform also lists two planned products: CuTTR, a financing instrument tied to future copper production, and CuTTY, a copper-linked yield product. According to the official website, the system is built on three components: Toto Rails (issuance and transfer eligibility), Toto Clear (stablecoin settlement and conversion of future production into physical tokens) and Toto Logistics (custody, tracking and redemption). Tokens are minted only against independently verified assets, burned upon physical redemption, and settled through atomic delivery-versus-payment transfers.

The project positions itself as a mine-to-market tokenized commodity infrastructure focused on the US market, stating that copper is sourced from US mines and from US producers operating in Africa, Chile and Argentina. Public information shows its retail marketplace has been operating since 2023; the website reports over 45,000 physically backed tokenized assets issued, more than 5,000 token holders, and a TOTO token contract audited by Hacken in January 2025. In January 2026, the company consolidated its European tokenization operations into the US entity Toto Finance Inc. In October 2026, Toto Finance submitted a Cardano treasury proposal valued at approximately US$5 million to acquire physical copper, tokenize it as CuTT on Cardano and return net sale proceeds to the treasury.