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PAN

Autonomous payment & settlement protocol

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RD Popularity Index

210.00% (24h)
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Project Rank: 7264/12939

RD Growth Index

1320.00% (24h)
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Project Rank: 3762/12939

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About PAN

PAN Network positions itself as an on-chain payment protocol for the autonomous AI agent economy, combining the x402 native HTTP payment standard with the ERC-8004 trust standard into a machine-to-machine value exchange layer: ERC-8004's identity, reputation and validation registries give each agent an unforgeable identity and auditable behavior record, x402 embeds payment directly into HTTP requests and responses, and a node network in soulbound token form verifies x402 payment proofs and maintains the registries, with the team disclosing settlement of roughly 0.75 seconds and micropayments at the 0.001 dollar level. The identity registry maps each agent to an ERC-721 token, and the validation registry supports both economic guarantees and cryptographic proofs for validate-then-pay flows.

Its demo application PanDora illustrates a closed loop of multi-agent automatic profit sharing and real-time delivery. The live product today is an OpenAI-compatible AI API gateway with a playground, API key management and wallet-bound accounts, while the site describes GPU compute routing and on-chain settlement as a network vision, with usable functionality currently centered on the gateway and task center.

Updated: Oct 30, 2026

On March 11, 2026 PAN Network launched its OpenClaw skill system, letting users pay AI agents directly in BNB and, through the x402 protocol, automating revenue splits among the user, execution agents, signal agents and the protocol. The team reported a 40% reduction in gas costs across tests with tens of thousands of seed users, and a rise in rare blind-box drop rates from 1% to 8%.

Through the first half of 2026 PAN built out ERC-8004 and x402 integration on BNB Chain, with non-transferable SBT nodes sharing network fees. The project has raised $4.2 million across seed and KOL rounds, and its agent-payment trials passed 10,000 seed users.

Future strategy and roadmap: Per its whitepaper, the second half of 2026 brings a PAN DAO in which $PAN holders, weighted by node SBTs, set revenue splits, data-source standards and new agent approvals. It also plans Agent Builder SDK v2.0, a decentralized Agent Marketplace, and expansion from AIGC into data marketplaces and enterprise workflow orchestration, with cross-chain expansion to EVM chains and L2s in 2027.

Updated: Oct 30, 2026

Neil Wang — Co-founder; launched PAN, an on-chain payment protocol for the AI agent economy, in 2024, driving A2A payments and the x402 standard.

Vincent — CTO; leads infrastructure work on x402 payment verification and ERC-8004 identity registries.

Updated: Oct 30, 2026