Performances
RD Popularity Index
RD Growth Index
Comparison
Follow Updates
Follow Lists
People
About Crossmint
Crossmint is a blockchain infrastructure company that provides a one-stop API platform for businesses to integrate stablecoin payments. Its core business is to package complex blockchain operations—such as wallet creation, fiat-to-crypto conversion, cross-chain settlement, and compliance checks—into simple, plug-and-play APIs. Enterprises can embed stablecoin payment functions into their apps within days without deep blockchain expertise.
The company's key narrative is "making the blockchain invisible." It solves a major market pain: enterprises wanting to use stablecoins for payments often face fragmented infrastructure, needing to stitch together multiple vendors for wallets, on/off-ramps, compliance, and transaction monitoring. Crossmint consolidates these into one API, reducing integration time from months to days and cutting remittance costs by 50-70%.
In the past six months (Feb-Aug 2026), Crossmint has expanded its regulatory footprint. It obtained a MiCA authorization from Spain's CNMV, becoming an EU-recognized crypto asset service provider with passporting rights across 27 EU countries and the EEA. It also registered as a Payment Service Provider (PSP) and Money Services Business (MSB) in Canada, enabling compliant fiat on/off-ramps there. The company now serves 40,000+ enterprises and developers.
Notable challenges include: global regulatory fragmentation (US GENIUS Act vs. EU MiCA vs. emerging Asia-Pacific frameworks), the still-maturing AI agent economy which hasn't yet generated significant transaction volume, and intense competition in the wallet/stablecoin infrastructure space.
Crossmint, a blockchain infrastructure company, has reached several milestones with long-term significance. In March 2024, it completed a $23.6 million funding round led by Ribbit Capital, with participation from Franklin Templeton, Nyca, First Round, and Lightspeed Faction, supporting its expansion into enterprise-grade solutions. In 2025, Crossmint obtained a MiCA license from Spain's CNMV, enabling it to offer stablecoin infrastructure services across all 27 EU member states—a regulatory breakthrough that positions it as a compliant partner for financial institutions navigating Europe's evolving crypto framework. Additionally, the company received a strategic investment from Circle Ventures, strengthening its stablecoin ecosystem integrations, and partnered with Visa to enable AI-driven on-chain payments, bridging traditional finance with emerging agentic commerce. These developments underscore Crossmint's trajectory from a developer tooling platform to a regulated, scalable infrastructure provider for both human and AI-driven economic activity.
Over the past six months, Crossmint achieved major regulatory and product milestones. In March it applied for a PSD2 payment institution license with the Bank of Spain; after receiving MiCA class 2 CASP authorization and completing registration, it obtained full PSD2 authorization in July, becoming the first stablecoin infrastructure provider in the EU with coverage across both MiCA and PSD2 . In August it obtained Bank of Canada RPAA payment service provider registration and FINTRAC MSB registration, enabling regulated on/off ramps and cross-border transfers . It also launched a global fiat onramp covering 160+ countries with Apple Pay/Google Pay, embedded or headless modes, KYC/AML and chargeback protection . In September it partnered with Tala to embed Tala-underwritten on-chain credit into Crossmint, and deploy Crossmint smart wallets to 1M+ Tala customers in Mexico .
Future priorities: continue becoming a single regulated partner for enterprise fintechs, prepare for PSD3 and the EU Payment Services Regulation, align with Canada's 2027 stablecoin framework, and expand credit-as-a-service and global compliant payment networks.
Co-founders:
Rodri Fernández Touza: Co-founder. Background in robotics research, biomedical engineering, and business. Worked at McKinsey, LeapFrog Investments, and co-founded Paella Labs. Currently serves as Co-founder & Janitor at Crossmint.
Alfonso Gómez-Jordana Mañas: Co-founder. Former PM at Google (Firebase Auth, Assistant SDK) and WhatsApp. Founded Crossmint in 2022. Also created Google's Assistant SDK and was WhatsApp's third PM.
Crossmint recently welcomed a new team member: Alex Rawitz joined in April 2026 as Head of Agentic Payments. This role focuses on building payment infrastructure for AI agents, enabling transactions in the agent economy. Alex previously served as co-founder and COO at Digital Infrastructure Inc. (DIMO), bringing extensive experience in Web3 and payments. This appointment marks a further strengthening of Crossmint's strategic focus on agentic payments.