Brighty

Brighty is a European digital finance platform offering fiat and crypto asset management for individuals and businesses. Individual users can open European IBAN accounts, apply for VISA cards, and use custodial crypto wallets; it supports fiat-crypto exchange, transfers, and spending, with crypto assets eligible for yield accounts (up to 10% APY). Business users can automate financial operations through APIs and AI agents.

Traditional finance and crypto assets are often separated, forcing users to manage funds across multiple platforms; business finance processes rely on manual work, making invoice handling and payments costly and error-prone. Brighty integrates fiat accounts and crypto wallets in one platform and is registered in Poland's virtual currency activity register. Its asset custody uses Fireblocks and is insured. In March 2026, Brighty launched a Banking API for AI Agents for corporate clients, enabling automated balance queries, SEPA/SWIFT payments, currency exchange, payroll processing, and transaction reconciliation, with human confirmation required for all money movements.

In the past six months, Brighty also expanded to Montenegro and Andorra, making its services available to more European users. Overall, the platform is moving from a personal crypto finance tool toward programmable banking for businesses.