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Xverse is a non-custodial Bitcoin Web3 wallet supporting Bitcoin mainnet and Layer 2 networks such as Stacks and Starknet. Users can securely store, send, and receive Bitcoin, Ordinals, Runes, BRC-20 tokens, and swap tokens via built-in exchange. The wallet supports hardware devices like Ledger and Keystone for enhanced security. Xverse offers Earn functionality, allowing users to stake STX or participate in Bitcoin Layer 2 protocols to generate yield, and connect to DeFi applications for lending and trading. download the mobile app or browser extension, create or import a wallet, with private keys stored only on the user's device for full self-custody.
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About Xverse
Xverse is a non-custodial Bitcoin wallet that lets users hold, send, and manage BTC, Ordinals, Runes, BRC-20 tokens, and Stacks assets. Its core business is providing a single app for Bitcoin DeFi, including swapping tokens, stacking STX for BTC rewards, borrowing stablecoins against Bitcoin, and interacting with Layer 2 networks like Stacks, Mezo, and Bitlayer. The wallet also supports hardware wallet connections (Ledger, Keystone) and emphasizes self-custody.
Its main value proposition is unifying fragmented Bitcoin ecosystem tools into one interface, reducing the need to juggle multiple apps. It addresses pain points such as complex multi-chain management, security risks from centralized exchanges, and the difficulty of earning yield on Bitcoin without giving up control. The platform is audited and uses biometric authentication.
In the past six months (Feb-Aug 2026), Xverse released version 1.20.0 fixing a bug where funds appeared incorrectly locked, added stablecoin borrowing against BTC, enabled cross-chain wallet funding, introduced STRK20 token shielding and liquid staking for strkBTC, allowed listing Ordinals for sale directly in-app, and improved send flows. The user base reportedly exceeded one million during this period. No major negative incidents were reported beyond the locked-funds display bug, which was promptly fixed.
Xverse, a non-custodial Bitcoin wallet, has evolved through several milestones with long-term significance. In June 2021, it launched Xverse Earn, the first non-custodial STX stacking pool, allowing users to earn native BTC rewards by stacking STX on the Stacks network. This established Xverse as a pioneer in Bitcoin DeFi.
In 2024, Xverse integrated sBTC, Stacks' non-custodial Bitcoin-backed asset, enabling native Bitcoin participation in DeFi without bridging or wrapping. This marked a key step toward a fully Bitcoin-native financial ecosystem.
In March 2025, Xverse Earn expanded to support BTC staking via BOB (Build on Bitcoin), a hybrid Layer 2, allowing users to stake native BTC directly into yield strategies while maintaining self-custody. This unified STX stacking and BTC staking on a single platform, managing over $142 million in staked STX.
In September 2026, Xverse launched a Bitcoin self-custody staking service, pairing sBTC with STX in Stacks PoX-5 lock cycles. Crucially, BTC remains on the Bitcoin mainnet throughout, under user control, with no cross-chain or wrapping. This innovation, backed by institutional participants, reinforces Xverse's commitment to non-custodial, Bitcoin-native finance.
Major developments in the past six months: 1. Launched Xverse Cash, a dollar layer within the Bitcoin wallet, aggregating stablecoins (USDC, USDB, USDCx) across Starknet, Spark, and Stacks, with deposit, payment, swap, and up to 3.5% APY yield.
Integrated Lightning Network via Sati, enabling instant low-fee bitcoin payments and reusable Lightning addresses in the web wallet.
Launched strkBTC, a privacy-preserving bitcoin wrapper on Starknet, with bridging, swapping, shielding, and yield; Xverse joined its bridge federation.
Introduced Agentic Wallet and MCP server, enabling AI agents to make Lightning payments, multi-chain trades, and treasury management, with Machine Payments Protocol (MPP) for automated API settlement.
Future focus: Xverse Card linked to Cash balance for spending at Visa/Mastercard; Borrow feature for stablecoin loans against BTC collateral; fiat off-ramp and cross-chain payment links. Continue advancing the AI agent economy infrastructure and evolve the strkBTC bridge toward a trust-decay architecture (BitVM proofs to L1 validity verification).
Ken (Yukan) Liao - Founder & CEO. Previously Engineering Partner at Blockstack, co-founded prapo.com. Also worked at TD Bank, Merrill Lynch, BMO, Scotia, Rogers, CIBC. B.A.Sc. in Computer Engineering from University of Waterloo.
Jan Smejkal - Chief Strategy Officer / Product.
Bonnie Lai - Operations Manager.
Tim Man - Engineering Manager.