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About Xverse
Xverse is a self-custodial Bitcoin wallet available as a mobile app and browser extension. Beyond BTC it manages Ordinals inscriptions, Runes, BRC-20 tokens and rare sats in one interface and displays assets on Stacks, Spark and Starknet. It identifies inscriptions at the UTXO level so inscribed sats are not spent by accident, signs locally, and connects to Ledger and Keystone devices. Aggregated swaps and cross-chain routing are built in, STX can be staked through a non-custodial pool for BTC rewards, and an API plus MCP server exposes chain data to developers.
Users are Ordinals and Runes collectors and early users of Bitcoin L2s, alongside applications that consume its endpoints. Against a custodial exchange the keys stay on the device, and against a Bitcoin-only wallet it puts L2 assets and dApp connections in the same account. Lightning currently runs through external wallets such as Satis, with channel management handled outside the wallet.
Xverse, a non-custodial Bitcoin wallet, has evolved through several milestones with long-term significance. In June 2021, it launched Xverse Earn, the first non-custodial STX stacking pool, allowing users to earn native BTC rewards by stacking STX on the Stacks network. This established Xverse as a pioneer in Bitcoin DeFi.
In 2024, Xverse integrated sBTC, Stacks' non-custodial Bitcoin-backed asset, enabling native Bitcoin participation in DeFi without bridging or wrapping. This marked a key step toward a fully Bitcoin-native financial ecosystem.
In March 2025, Xverse Earn expanded to support BTC staking via BOB (Build on Bitcoin), a hybrid Layer 2, allowing users to stake native BTC directly into yield strategies while maintaining self-custody. This unified STX stacking and BTC staking on a single platform, managing over $142 million in staked STX.
In September 2026, Xverse launched a Bitcoin self-custody staking service, pairing sBTC with STX in Stacks PoX-5 lock cycles. Crucially, BTC remains on the Bitcoin mainnet throughout, under user control, with no cross-chain or wrapping. This innovation, backed by institutional participants, reinforces Xverse's commitment to non-custodial, Bitcoin-native finance.
On 5 October 2026 Xverse closed a strategic round led by Tim Draper's Draper Associates, with Trust Machines and Draper Dragon participating; terms were not disclosed. The company said the capital will extend self-custodial bitcoin financial rails so holders can earn, spend and borrow without giving up their keys.
The product combines a self-custodial vault with onchain Earn, Cash and Borrow rails into a bitcoin bank account: cash balances earn up to about 6% annually, borrowing requires no credit score, and fiat payments run through a virtual account. It supports Ledger and Keystone hardware wallets and can route transactions through opaque bitcoin layers for privacy. Xverse reports more than two million downloads since launching in 2021 and connectivity to Starknet, Stacks and Spark. At the time of the raise the company cited record bitcoin DeFi total value locked in 2025 and exchange-held bitcoin balances at an all-time low in 2026.
Xverse's team will keep filling in compliance for the earn, payments and borrowing rails, widen hardware wallet and Lightning support, and treat cross-border payments in emerging markets as its main growth vector.
Ken Liao (YukanL) — Founder & CEO; launched the self-custodial Bitcoin neobank Xverse in 2021 from Hong Kong and closed a strategic round led by Draper Associates in 2026. Xverse is headquartered in Hong Kong.