Utorg
A compliant crypto fintech platform for fiat exchange and wallet infrastructure
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About Utorg
Utorg is fiat on-ramp and stablecoin payment infrastructure aimed mainly at businesses: APIs, widgets and SDKs embed into wallets or exchanges with built-in identity and anti-money-laundering checks, card, Apple Pay, Google Pay and more than thirty local payment methods for buying crypto, plus white-label cards and cross-border settlement.
It targets the friction of converting between fiat and on-chain assets, slow and costly cross-border settlement and per-country payment and compliance builds, replacing wires with stablecoin settlement. In June 2026 the wallet added gasless swaps with fees taken from the outgoing token, and in July the EU crypto framework authorisation took effect, covering the twenty-seven member states plus the wider economic area. Service is explicitly closed to residents of dozens of countries.
On July 1, 2026, the day the MiCA transitional period ended, Utorg secured full EU MiCA authorization, becoming one of the few platforms cleared to operate across all 29 EEA member states and over 450 million people. Its non-custodial multi-chain wallet supports 170-plus cryptocurrencies and 14 chains, and it issues a no-fee Visa crypto card accepted at 80 million-plus merchants, holding PCI DSS Level 2 certification.
Utorg's roadmap treats compliance as a differentiator, continuing to serve European users under ongoing reporting and supervisory review while providing regulated crypto rails, wallets and stablecoin infrastructure to fintechs and exchanges across 130-plus countries.
Eugene Petrakov — Co-founder & CEO.
Artem Barannyk — Co-founder & CFO; oversees legal and compliance.
Daniel Stolberg — Co-founder.
In July 2026, Andrey Urychev joined Utorg as CMO. He previously led global performance marketing at Binance, covering paid acquisition across 80+ markets. His appointment aligns with Utorg's push into regulated crypto markets in Europe and beyond, aiming to scale user acquisition and strengthen its brand as a compliant on/off-ramp provider.
In July 2026 Utorg obtained full European Union Markets in Crypto-Assets (MiCA) authorisation, letting it serve all 29 European Economic Area states with wallet, buy/sell, swap and transfer services; it also holds an Estonian virtual-currency exchange and wallet licence.