Speed

Speed is a Bitcoin and stablecoin payment processor built on the Lightning Network, offering businesses instant, low-cost global settlement. Its core products include payment links, API integration, static QR codes, and e-commerce plugins for platforms like WooCommerce. The company's key value proposition is replacing traditional payment rails (which take 1-5 business days and charge 2-5% plus hidden fees) with near-instant (0.4 seconds) settlement at under 0.5% all-in cost, while auto-converting BTC to USDT/USDC to eliminate volatility. It targets pain points such as slow cross-border transfers, high intermediary fees, chargeback risks, and geographic restrictions, serving 150+ countries without SWIFT dependency. In the past six months (March-September 2026), Speed has focused on regulatory compliance (SOC2 Type 2, KYC/AML), expanding its stablecoin infrastructure for B2B payroll and treasury management, and enhancing its developer platform with webhooks and sandbox testing. The company has also strengthened its whit-label solutions for fintech partners, enabling them to offer crypto payments under their own brand. No major negative events were reported during this period, though the broader regulatory uncertainty around stablecoins remains a sector-wide risk.