Performances
RD Popularity Index
RD Growth Index
Revenue & Burn
Protocol income
$0Buyback funds
--Burn funds
--Buyback ratio
--Protocol funds over time
Monthly amounts & ratios
| Period | Protocol income | Buyback funds | Burn funds | Buyback ratio |
|---|---|---|---|---|
| Nov 2026 | $0 | -- | -- | -- |
| Oct 2026 | $0 | -- | -- | -- |
| Sep 2026 | $0 | -- | -- | -- |
| Aug 2026 | $0 | -- | -- | -- |
| Jul 2026 | $0 | -- | -- | -- |
| Jun 2026 | $0 | -- | -- | -- |
Comparison
Team
Follow Updates
Follow Lists
People
About Roots
Roots is an onchain settlement network for institutional payments, running primarily on Canton Network. It targets the lag created by separating correspondent banking, messaging and reconciliation: a wire passes through several intermediaries, settles in days, and the funds cannot be redeployed in transit. Roots uses CIMS for institutional identity and routing, with identifiers encoding rail, institution and account reference resolved onchain; each transfer is created as an intent with a governed finality window, cancellable inside it and irreversible after.
Products include a USDC bridge between Ethereum and Canton, minting USDCx one-to-one on deposit and burning it on withdrawal, plus NFC merchant acceptance and fiat off-ramps, with keys held in Turnkey enclaves. Unlike general bridges, compliance policy is configured per institution and bilateral trust decides who can transact. The bridge currently handles USDC only in both directions, charges a fixed fee per withdrawal, and its asset scope stays inside the Canton ecosystem.
Roots completed a full security audit by Pashov Audit Group on February 9, 2025. This audit covered core contract components of Roots and was performed by a professional security team.
Roots completed a full security audit by SB Security on April 16, 2025. This audit further strengthened the security measures of Roots.
Roots completed the rBGT Implementation audit by Sherlock on May 6, 2025. This audit verified the stablecoin functionality in the Roots ecosystem.
Roots made its Terms of Use effective on December 1, 2025. The terms state that RootsFi is a technology company and not a bank, with banking services provided by partner banks and services in Beta stage.
On June 16, 2026 RootsFi integrated Cap's yield-bearing stcUSD as a primary yield source for its payment network, so balances on Tempo no longer sit idle but default into an instrument backed by financial guarantees. The stack splits into three layers: Tempo supplies settlement and throughput on a payments-native layer 1, Roots handles distribution and real-world usability, and Cap provides the credit layer, which puts money that moves and money that earns in one place.
The product centres on programmable payments. Bridge by Roots moves USDC between Ethereum and Canton, issuing USDCx on deposit and burning it on redemption for native USDC at a flat 4.75 USDC withdrawal fee; CIMS replaces raw addresses with readable institution-scoped identifiers for identity and routing; and the payments side offers links, multi-recipient splits, multi-hop settlement, subscription and payroll automation, plus NFC tap-to-pay and instant merchant settlement. The earlier Berachain lending business and MEAD stablecoin remain documented as legacy products.
Roots will connect Canton's institutional settlement with retail card spending, widen multi-currency corridors, and use yield-on-by-default to attract platforms that hold balances.
Carl — Co-founder; handles business development and institutional relationships, and drove the move from Berachain to Canton.
Ozzy — Co-founder; Berachain ecosystem developer who proposed the MEAD stablecoin lending protocol in 2025 and later led the pivot to payments.
Roots' official site shows a network fee rate of 0.25%, charging $2,500 to process $1 million of transaction volume.
Roots' savings account product charges a 0.1% FX fee on cross-currency conversion, serving more than 180 countries and regions.