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About PengoPay
PengoPay is a self-custodial stablecoin payment platform designed for freelancers, agencies, and distributed teams. Its core business includes payment links, invoice creation, and fiat off-ramp services, supporting USDT and USDC on Ethereum and Solana networks.
The key differentiator is its non-custodial architecture: funds flow directly from payer to the merchant's own wallet, eliminating counterparty risk. It integrates automated KYT/AML screening and rule-based transaction routing to maintain compliance, while users retain full control of their assets. The platform also provides licensed fiat conversion partners for local currency settlement.
Market pain points addressed include high cross-border transaction fees, slow settlement times, and the operational complexity of accepting crypto payments without proper compliance infrastructure. By abstracting blockchain technicalities, PengoPay enables non-crypto-native businesses to accept stablecoins with a familiar invoicing and payment flow.
Regarding recent development (2026-03-01 to 2026-09-01), public information is limited. The project confirmed support for Ethereum and Solana networks in late February 2026, with stated intentions to expand to additional blockchain ecosystems. No significant negative events were identified during this period, and no reliable data on transaction volumes or user growth is publicly available. Specific operational milestones beyond network support remain undisclosed.
Over the past six months (Mar–Sep 2026), PengoPay launched its non-custodial stablecoin Pay-Fi wallet, supporting USDC and USDT on Ethereum and Solana. The platform integrates Chainalysis for real-time compliance screening and has engaged in pre-emptive regulatory dialogue with Switzerland, Singapore, and the UAE. Future roadmap: Q2 2026 integration with SAP and Oracle NetSuite for automated B2B payments; Q3 expansion to Avalanche and Polygon; and development of the AgentPay Protocol for secure machine-to-machine payments to autonomous on-chain AI agents. The company emphasizes B2B payments as the primary use case, with a light-asset model partnering with licensed fiat on/off-ramp providers.
Based on publicly available information, the core team of PengoPay currently consists of Shier Han, who is the founder (Builder) of the project.
Shier Han was previously the co-founder and COO of NFTScan, and also co-founded Mint. From 2018 to 2020, he was responsible for marketing the NEST Protocol. He graduated from Qingdao University of Technology.
No other co-founders or active core executives have been disclosed.