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About Otim
Otim is an on-chain infrastructure project built around EIP-7702, offering a programmable stablecoin routing layer. Its core business lets users delegate their wallet to smart contracts, enabling automated flows such as converting any asset into yield-bearing stablecoins, bridging across chains, and settling to bank accounts or treasuries. The company describes this as "webhooks for money" — a single address can receive funds and automatically execute swap, bridge, and payout logic without manual intervention.
The key narrative is transforming standard Ethereum accounts into an "operating system for finance." Instead of users juggling multiple DeFi protocols and manually executing each step, Otim provides a unified command center where recurring payments, gas refueling, portfolio rebalancing, and cross-chain settlements run autonomously. This directly addresses the market pain point of fragmented, labor-intensive on-chain financial operations — especially for businesses holding stablecoin balances that sit idle or require complex multi-step management.
In the past six months (March to September 2026), Otim launched its Orchestrators product, released Go and TypeScript SDKs, and demonstrated use cases like auto-earn stablecoin deposits and fiat settlement from crypto payments. The project also published detailed technical explainers on EIP-7702 delegation mechanics. No significant negative events were reported during this period, though the project remains dependent on Ethereum's broader adoption of EIP-7702, which could limit its immediate applicability on chains that have not yet activated the upgrade.
In the past six months, Otim achieved several key milestones. Ethereum mainnet deployment completed, enabling account delegation via EIP-7702, allowing users to create programmable accounts with just an email and execute recurring payments, conditional transfers, etc. Launched Otim Orchestrators, the first programmable stablecoin routing primitive that simplifies complex multi-step money flows into a single transfer, supporting automatic yield vault deposits, cross-chain swaps, and fiat settlement. The Auto-earn feature is built on this, letting users deposit any stablecoin and automatically convert to USDC while earning yield. Also released Go and TypeScript SDKs to simplify integration. Multi-chain support expanded to BNB, Polygon, Base, Arbitrum, Optimism, etc.
Future focus: continue deepening EIP-7702 account programmability, position Orchestrators as standard infrastructure for money automation, prioritize fiat on/off-ramps and cross-chain settlement, and enhance developer tools and compliance capabilities.
Julian Rachman is the Founder & CEO of Otim. He previously served as Venture Partner at Hack VC, Growth Lead at Nomad, and Founder & CEO at Ripplink. His background includes roles as Data Science Engineer at Pollenly and MediaHound. He holds an M.S. in Computer Science from Brown University and is a Phi Beta Kappa member. With 12+ years of software engineering experience, he focuses on cloud infrastructure, distributed systems, and developer tools. His GitHub profile (@jrachman) shows public repos including 'bm', 'dappverify', and others.