Meso

Meso is a fiat on-ramp/off-ramp service designed for dapps and wallets, allowing users to move money directly between their bank accounts and crypto wallets. Its core business is providing a simple API and embeddable widget that developers can integrate to enable bank-to-wallet purchases of crypto assets.

The main pain point Meso addresses is the friction in traditional crypto on-ramps: high fees, slow settlement, and poor user experience. Meso claims to offer lower fees (sub-1.5%), instant settlement, and higher transaction success rates compared to typical on-ramp services. It supports multiple chains including Solana, Ethereum, Polygon, and Base, with payment methods like debit cards and Apple Pay.

Regarding recent development, Meso announced its availability in the EU in February 2025, expanding beyond its initial US focus. However, there is no verifiable information about specific developments between February and August 2026. The service remains limited in regional availability, with payment methods varying by location, and integration requires development effort. No significant negative events were found in the past two years beyond general limitations of regional coverage and the need for technical integration.