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About Lulo
Lulo is a stablecoin savings and lending aggregator on Solana, launched in 2023. Users deposit USDC, USDT, PYUSD or SOL, and a routing engine allocates capital across lending markets such as Kamino, Drift, MarginFi and Jupiter, rebalancing hourly according to pool utilisation and rates, with yield compounding by the second. Three tiers exist: Classic with self-selected pools, Protected restricted to audited low-risk pools, and Boosted, which earns more by taking first loss for Protected depositors, with the risk split enforced by contracts.
It acts as the aggregation layer in Solana lending, handing rate and capacity comparison to contracts; versus depositing into a single pool it adds diversification and automatic migration, along with an extra contract layer of trust assumptions. Routing leans heavily on a few lending protocols, so when one takes most of the allocation diversification weakens, and Protect excludes failures in Lulo's own contracts.
Lulo is a lending aggregator on Solana. On July 17, 2026, Loopscale went live on Lulo, bringing over $100 million in deposits and more lending markets; as of September 2026 its TVL was roughly $33.58 million, continuing to aggregate the best Solana yields.
Future strategy and roadmap: Lulo plans to integrate more Solana lending markets and yield sources, optimize its auto-allocation strategy, and expand user-facing on-chain savings and lending products.
Daniel Garay — Co-founder & CEO; Cornell computer science graduate with prior roles at Google, Ripple and Maple Finance.
Jesse Brauner — Co-founder & CTO; leads protocol and smart contract architecture.