Infini
A stablecoin-based financial OS
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Infini is a stablecoin-based financial operating system that provides integrated treasury management for businesses and individuals. It supports global account opening, fiat and stablecoin on/off ramps, cross-border payments and collections, corporate card issuance, as well as reserve management and yield generation. Users operate via API or dashboard, with funds custody by Safeheron, built-in AML screening, and approval-based permission controls. The core mechanism uses stablecoins as the underlying settlement asset, while an AI assistant automates bookkeeping, reconciliation, and financial analysis to streamline traditional banking processes.
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About Infini
Infini is a crypto payment solution for merchants, offering two main ways to accept digital currency: direct crypto transfers and Binance Pay. Merchants integrate via API or dashboard, with automatic transaction monitoring and real-time crediting. The service requires KYB compliance, and accounts without full verification face a monthly limit of $3,000.
Its core strength lies in compliance-first design, serving only users in jurisdictions that meet local legal standards. By focusing on stablecoin payments, it enables faster and cheaper cross-border settlements compared to traditional banking rails. The platform also supports automated order management, webhooks, and settlement or withdrawal features, making it practical for e-commerce, SaaS, and cross-border businesses.
Market pain points include slow and costly traditional cross-border payments, plus the operational burden of accepting crypto without proper compliance tools. Infini addresses this by providing a regulated, API-driven infrastructure that reduces manual work and ensures legal alignment. In February 2026, Infini announced a partnership with Conflux to explore stablecoin payments and on-chain finance. Around the same time, it shifted from individual-focused services to a B2B model, positioning itself as a crypto-native alternative to corporate finance tools like Brex, with integrated accounts, payments, and treasury management.
Infini, a crypto payment solution, was founded in 2024 and registered in Hong Kong. Its early milestones included launching a corporate card and reducing global card transaction fees to 0.1% with plans to reach 0%. In February 2025, the platform suffered a $50 million theft due to an engineer's gambling-related misconduct. Within 48 hours, the team executed a textbook self-rescue, proposing a white-hat bounty program allowing attackers to keep 20% of stolen funds if 80% was returned. This incident became a defining test of crisis management. In June 2025, Infini announced the cessation of its card services, refunding card opening fees within 10 working days. The team cited extremely high compliance costs, razor-thin profits, and heavy operations as reasons, pivoting to focus on asset management and yield products. This strategic shift marked a clear departure from centralized card payments toward embracing decentralized payment solutions, reaffirming the vision of "Use Stable Coins Directly." These events—the hack response, the bounty program, and the strategic pivot—represent Infini's most significant long-term milestones, shaping its resilience and future direction.
Christian (Founder)
Ryan Sun (Co-founder & CTO) - Previously worked at 0G and Oracle. Holds a Master of Science in Mechanical Engineering from Washington University in St. Louis.
Christine (Co-founder) - Formerly a partner at NextGen Digital Venture and Weirdo Ghost Gang. Also known as a Chinese-speaking investment research blogger and core contributor to Infini and AXIS AI.