FinChain

FinChain is a Hong Kong-based on-chain financial infrastructure launched in 2024, providing tokenisation and circulation of real-world assets to institutions and qualified investors in Asia. Compliance sits inside the protocol: a single KYC pass yields a unified on-chain identity that is reused across issuance, trading and settlement venues, cutting repeated due diligence. Cross-chain movement runs on Chainlink CCIP, so the same tokenised asset can migrate between Avalanche, Ethereum, Solana, EOS and Sonic SVM. Reserves behind its FUSD stablecoin are disclosed continuously through Chainlink Proof of Reserve, with minting halted when reserves fall short, while transfer limits, identity checks and sanctions screening are coded into contracts through an automated compliance engine.

Identity, assets and payments run as three parallel product lines: the identity layer determines who may hold which share class, the tokenisation layer carries notes and fund units, and the payment layer settles in FUSD, all drawing on one admission list. Proof of Reserve compares reported balances against circulating supply, so the integrity of the underlying assets still rests on the reporting step.