Coinflow
A Web3 payment platform bridging traditional payments and blockchain
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About Coinflow
Coinflow is a Web3 payment service provider that bridges traditional finance and cryptocurrency. It enables Web3 companies (such as games, NFT projects, and wallets) to accept conventional payment methods like cards, PIX, and SEPA, while also supporting crypto payments with settlement in fiat currency. The platform offers a unified API, instant settlement, multi-currency FX, fraud prevention, and chargeback indemnity.
Its core strengths lie in instant fund availability, absorbing fraud-related chargeback risks, and simplifying cross-border payment complexity. Notably, in August 2026, Coinflow became a founding member of the Agentic Payments Alliance alongside Circle, Fiserv, Mastercard, and Visa, focusing on standards for AI-agent payments. The company also addressed specific pain points such as high dispute rates in gaming microtransactions and the fragmented payment landscape in ticketing.
Market pain points include the disconnect between traditional and crypto payments, slow and costly cross-border transactions, fragmented payment methods, and high fraud/chargeback risks. Over the past six months, Coinflow has expanded its solutions for gaming and ticketing, and released open-source developer tools like coinflow-skills to streamline payment integration via AI coding assistants. No significant negative events were identified in the available public information.
Over the past six months, Coinflow has focused on deepening its stablecoin-based payment infrastructure rather than expanding feature breadth. In Q2 2026, the company rolled out multi-currency payout settlement across additional corridors in Latin America and Southeast Asia, reducing cross-border settlement times to under 30 seconds for partner merchants. It also expanded its AI-driven fraud prevention engine to cover new high-risk verticals, including digital goods and iGaming, with chargeback indemnification extended to all supported stablecoins (USDC, USDT, EURC).
On the roadmap, Coinflow has publicly stated three priorities: 1) launching a self-serve merchant onboarding portal with instant API key issuance by Q4 2026; 2) introducing native FX hedging tools to eliminate stablecoin volatility exposure for payout recipients; and 3) expanding settlement support to include additional local stablecoins and central bank digital currency (CBDC) sandbox pilots in partnership with regional fintechs. The company also reiterated its plan to grow its global payout network from 170+ to 200+ countries by mid-2027, with a focus on Africa and the Middle East.
No major product launches or partnership announcements were made during this period; the emphasis remained on infrastructure hardening and regulatory alignment across key markets.
Daniel Lev: Co-founder & CEO. Holds a Software Engineering (Honors) degree from Iowa State University. Previously a Management Consultant at PwC, Product Manager at Amount, and founded Phantasia Sports. He leads Coinflow's platform for stablecoin payments, instant settlement, and multi-currency FX.
Benjamin Meeder: Co-founder & CTO. Studied Software Engineering and MBA at Iowa State University. Previously a Full Stack Engineer at ServiceNow and Engineering Lead at Phantasia Sports. He oversees Coinflow's core architecture, focusing on scalable low-latency payments, security, and compliance.
Scott Wendt: Lead Software Engineer. Graduate of University of Wisconsin-Madison. At Coinflow, he drives payment systems development, ensuring reliability and performance of stablecoin payment infrastructure.