Cedar Money

Cedar Money is a B2B cross-border payment platform that leverages stablecoins to help financial institutions, importers/exporters, and digital commerce platforms send and collect payments in 190+ countries. It offers API-based integration, virtual accounts, and multi-currency settlement with 24-hour processing and transparent pricing.

The core problem it solves is the inefficiency of traditional cross-border payments: high fees, slow settlement (2-5 days), and limited access to emerging markets like Africa and the GCC. Cedar Money replaces these with stablecoin rails, enabling faster, cheaper, and more transparent transactions without requiring clients to hold or manage digital assets themselves.

Its competitive edge lies in regulatory compliance (registered as MSB with FinCEN and FINTRAC, and now under Canada's RPAA), a single API for global coverage, and a security-first architecture with 99.99% uptime. The platform targets both large enterprises and growing businesses, offering scalable infrastructure from pilot to high-volume operations.

In the past six months (Feb-Aug 2026), Cedar Money has focused on expanding its regulatory footprint, particularly obtaining registration under Canada's Retail Payment Activities Act (RPAA), which strengthens its position in North America. It has also emphasized partnerships with financial institutions and fintechs, enabling them to offer stablecoin-based cross-border services. The company continues to highlight its 24-hour settlement capability and coverage of African markets, aligning with the growing demand for faster B2B payments in emerging economies.