Bitrefill
A platform for buying gift cards and top-ups with crypto
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About Bitrefill
Bitrefill is a crypto e-commerce and payments gateway that connects bitcoin, Lightning and stablecoins to everyday spending. Users buy gift cards, mobile top-ups and eSIMs with crypto, receive redemption codes once payment confirms on-chain, and merchants settle in fiat without handling crypto themselves. Inventory and code pools are sourced from regional distributors and delivered through an API, turning digital goods fulfilment into a programmatic call.
Beyond its storefront it supplies a commerce API to exchanges, wallets and fintechs for batch card creation, balance deposits and affiliate reporting, with Binance Pay, MetaMask and Trust Wallet among its integration surfaces. Compared with merchants building their own acquiring, it removes the need for settlement relationships with each issuer. Catalogue depth and denominations follow distribution agreements by country, and bill payment is offered in a few markets.
In 2026, Bitrefill kept operating its crypto e-commerce service, letting users buy gift cards, eSIMs, and phone top-ups from over 5,000 brands using Bitcoin, Lightning, USDC, Solana, and more, across 200+ countries, with Bitcoin cashback.
Bitrefill delivers digital gift cards instantly in a non-custodial way, bridging crypto assets and everyday spending.
Future strategy and roadmap: Bitrefill plans to keep expanding supported brands and regions, enrich eSIM and bill-payment scenarios, and optimize instant settlement and user experience around the Lightning Network.
Sergej Kotliar — Co-founder & CEO; founded Bitrefill in Stockholm in 2014.
Michael Grünberger — Co-founder.
Michel Gustavsson — Co-founder.
Patric Stiller — Co-founder; Head of Legal & Compliance from 2015 to 2016.