Performances
RD Popularity Index
RD Growth Index
Comparison
Team
Fundraising
Follow Updates
Follow Lists
People
About Better Payment Network
Better Payment Network (BPN) is a stablecoin payment network built on BNB Chain. It provides an API-first platform that lets businesses convert and settle cross-border payments between local fiat currencies and stablecoins, replacing traditional correspondent banking and SWIFT rails.
Its core value proposition is creating a unified liquidity layer for stablecoins. Instead of relying on pre-funded accounts or fragmented bridges, BPN uses protocol-owned liquidity pools and on-chain settlement to enable near-instant, low-cost conversions between G7 and emerging-market stablecoins. This makes cross-border transactions faster, more transparent, and more capital-efficient for enterprises and financial institutions.
The market pain points BPN addresses are clear: legacy cross-border payments are slow, expensive, and opaque due to intermediary banks; stablecoin liquidity is fragmented across different networks and issuers; and existing bridge solutions often ignore pricing efficiency and compliance requirements. BPN solves these by acting as a programmable FX clearing layer that aggregates liquidity and standardizes settlement.
In the past six months (March to September 2026), BPN has expanded its settlement corridors across Latin America, Africa, and Asia, partnering with local payment providers and regulated stablecoin issuers. It now supports stablecoins including BBRL, TRYB, cNGN, MEXAS, and EURI, enabling seamless conversion between local and global currencies. The network has also deepened its integration with BNB Chain, positioning itself as a key infrastructure for real-world stablecoin payments.
BPN's key milestones include a $50M seed round led by YZi Labs, establishing its foundation for multi-stablecoin payment infrastructure. The strategic partnership with BNB Chain enabled native integration with its ecosystem, leveraging deep liquidity and scalability. BPN also launched its CeFi/DeFi dual-rail model, combining regulated fiat gateways with permissionless on-chain FX, and expanded stablecoin corridors across Latin America, Africa, and Asia, marking a shift toward programmable cross-border settlements.
Over the past six months (2026-03-01 to 2026-09-01), Better Payment Network (BPN) has advanced its multi-stablecoin payment and FX infrastructure on BNB Chain. Key developments include the expansion of stablecoin settlement corridors across Latin America, Africa, and Asia, with a focus on Brazil and the broader LATAM region, enabling local collection, stablecoin-based FX conversion, and USD settlement for PSPs and financial institutions. BPN also strengthened its institutional-grade custody and settlement capabilities through a partnership with Ceffu, enhancing security and capital efficiency for cross-border flows.
Looking ahead, BPN's official roadmap emphasizes three phases: Foundation (2025) — establishing core network capabilities with 5-10 major stablecoins and basic cross-chain functionality; Expansion (2026 H1) — growing into a primary settlement layer for emerging markets and integrating with major DeFi-focused stablecoins, with compliance features maturing to meet EU/US regulatory standards; and Ubiquity (2026 H2) — reaching critical mass as the default infrastructure for both crypto-native and traditional finance stablecoin flows, targeting daily settlement volumes exceeding $10B. The network aims to bridge G7 and emerging-market stablecoins through a unified programmable layer, making stablecoins the backbone of real-world payments.
Rica Fu (Dixuan Fu) - Founder. Previously COO at Paymonade, Head of Fiat at Binance, and roles at Ant Group and Alibaba. BSc in Financial Mathematics from Xi'an Jiaotong-Liverpool University.
No other co-founders or core executives were identified from the provided sources.