AllUnity

AllUnity is a German regulated e-money institution issuing MiCAR-compliant stablecoins, currently offering EURAU (euro-pegged) and CHFAU (Swiss franc-pegged). Its core business is providing fully reserved, 1:1 fiat-backed digital tokens for cross-border payments, treasury management, and on-chain settlement, available on Ethereum and Solana.

Core competitiveness lies in its regulatory compliance under BaFin and EU MiCA framework, combined with multi-bank reserve custody and multi-chain deployment. It addresses market pain points such as slow and costly traditional cross-border transfers, lack of regulated non-USD stablecoin options, and opacity in reserve management. By offering transparent, redeemable, and compliant euro and franc stablecoins, it enables instant 24/7 settlement, reduces counterparty risk, and improves liquidity efficiency for businesses and financial institutions.

In the past six months (2026-02-28 to 2026-08-28), AllUnity launched CHFAU on Ethereum in February 2026, becoming the first fully reserved MiCAR-compliant Swiss franc stablecoin. In April 2026, EURAU went live on Solana to enable faster and cheaper euro-denominated transactions. In July 2026, the company joined the Stablecoin Frequency Transaction Initiative (SFTI) to advance regulated stablecoin infrastructure. No major negative events were reported during this period, though the stablecoin market remains subject to evolving regulatory scrutiny across jurisdictions.