AllUnity
A regulated euro stablecoin issuance and payment platform
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About AllUnity
AllUnity is a Frankfurt e-money institution issuing the euro stablecoin EURAU under BaFin supervision and the MiCAR framework, alongside Swiss franc CHFAU, Swedish krona SEKAU and US dollar USDAU. The tokens are fully fiat-reserved e-money units held across several European banks, redeemable at par, and used mainly by institutions and corporates for cross-border payments, treasury management and on-chain settlement.
It splits work with banks, payment providers and market makers: AllUnity handles issuance, reserves and compliance, while distribution and liquidity come from partners such as BitGo Europe, which acts as institutional buyer and liquidity provider with mint and redemption access. In September 2026 EURAU, CHFAU and SEKAU were deployed on Arc on the network's first day, alongside a dollar token and instant FX capability.
On 21 April 2026 AllUnity's euro stablecoin EURAU went live on Tempo, the payments chain incubated by Stripe and Paradigm; Solana followed on 30 April and BNB Smart Chain on 27 May, taking native deployments to eight chains. The company is a joint venture of DWS, Flow Traders and Galaxy, holds a German e-money licence, and issues EURAU as a fully reserved e-money token under MiCA.
AllUnity's institutional links followed: BitGo Europe connected on 17 August, and on 22 September EURAU, CHFAU and SEKAU launched as the Arc mainnet went live, with Flowdesk powering CHFAU liquidity pools on Base and Solana. The line-up now runs from euros to Swiss francs and Swedish kronor, reserves are split across several European banks, and redemption is at par. The MiCA Article 51 white paper was revised to version 1.1 during the year, spelling out holders' statutory right to redeem at par under Article 49, and the company publishes circulation and volume figures monthly. For institutional buyers the selling point is auditability rather than yield: reserves split across banks, monthly disclosure, and a redemption right written into the white paper.
AllUnity sells a multicurrency, multichain compliant cash leg into corporate treasury and cross-border payments, converts exchange and custodian integrations into settlement volume, and provides the fiat rail for European tokenised securities.
Alexander Höptner — CEO; former CEO of BitMEX and head of SIX Digital Exchange, has led AllUnity since 2024.
Peter Großkopf — CTO & COO; responsible for stablecoin issuance and payments infrastructure.
Simon Seiter — CFO; responsible for reserves and financial management.
Recent team changes at AllUnity: Board member Thomas Cowan departed in May 2026, having served since May 2024. Cowan has extensive experience in digital assets, previously at Galaxy Digital and Paxos. This change comes after AllUnity obtained Germany's BaFin MiCAR license and launched the EURAU stablecoin, but the core management team remains unaffected. No other team changes are currently known.
On July 1, 2025, AllUnity obtained a German Electronic Money Institution (EMI) licence from BaFin, Germany's federal financial supervisor, allowing it to issue and redeem e-money stablecoins under the EU Markets in Crypto-Assets Regulation (MiCA), such as the euro token EURAU backed 1:1 by reserves.