AgentPay
Stablecoin payment system
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About AgentPay
AgentPay is a payment and clearing layer for AI agents, built from Cross402 and AgentQuay. Cross402 extends x402 with multi-chain stablecoin routing, so an agent can create, sign and settle payments on more than 14 chains through one interface, with AML screening at settlement; AgentQuay indexes agents across facilitator ecosystems and scores their reputation with a Trust Score so callers can compare and choose. It addresses the split between cross-chain agent payments and mutual recognition of agent identity.
Customers are API providers, agent developers and facilitators. In practice an agent calls a paid endpoint, receives a 402 challenge, signs an authorization, the settlement party moves stablecoins and the request is retried. Against a single x402 facilitator, it puts protocol translation, cross-chain routing and reputation lookup in one layer, and contributes to identity and assurance standards such as ERC-8004 and ERC-8210. Settlement is denominated in major stablecoins, and onchain records reconcile directly.
On March 31, 2026, AgentPay launched its mainnet, providing an x402 payment gateway on the Stellar and Base networks and supporting 12 production-grade tool calls at launch. On April 2, 2026, the x402 protocol was adopted as a standard by the Linux Foundation, and AgentPay, as an early practitioner, benefits from the formalization of the Agentic Payment ecosystem.
AgentPay targets machine-to-machine payment scenarios for AI agents, helping developers settle small, automated on-chain payments in a standardized way.
Future strategy and roadmap: AgentPay plans to keep expanding the number of supported networks and production tools, refine developer tooling around the x402 standard, and drive more AI-agent payment use cases.
Henry Chen — Co-founder & CEO; previously led Asia ecosystem growth at Band Protocol and ecosystem development at Nervos Network, founded Assembly Partners, and has held the CEO role since July 2025.