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0xSplits is a decentralized, non-custodial on-chain revenue distribution protocol. It allows users to create immutable or configurable Split contracts that automatically allocate incoming ETH and ERC20 tokens to multiple recipients according to preset percentages. The protocol uses EIP-1167 minimal proxies to reduce deployment costs and supports third-party calls to distribution functions in exchange for small incentives, improving distribution efficiency.
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About 0xSplits
0xSplits is an onchain payment infrastructure that automates revenue distribution and conversion. Its core product is the Split contract, which continuously divides incoming funds among preset recipients by percentage. Non-upgradable and entirely onchain, it requires no intermediaries and runs permanently.
The protocol's competitive edge lies in modularity and composability. Beyond basic splits, the Swapper module automatically converts any received tokens (ETH or ERC20s) into a predefined output token, while Diversifier stacks a Split in front of Swapper(s) to route different percentages of income into different tokens—useful for tax withholding or stablecoin savings. Developer tools include the splits-sdk, React hooks, and pre-built UI components.
Market pain points addressed: manual multi-party payment distribution is tedious and error-prone; receiving income in unwanted tokens creates conversion overhead; and existing solutions often rely on trusted intermediaries or upgradable contracts that introduce counterparty risk. 0xSplits solves these with trustless, gas-efficient, and composable primitives that fit into any payment flow.
In the past six months (March–September 2026), the project added Tempo Mainnet support to the SDK (PR #92), released v6.4.1 in January 2026, and continued maturing the audited Swapper contracts. No significant negative developments were identified in available sources.
In February 2022, the 0xSplits protocol launched on Ethereum mainnet, introducing non-upgradeable, zero-fee, dependency-free split contracts as permanent onchain infrastructure that automatically distribute funds by preset percentages.
In June 2023, Swapper was released, enabling automatic conversion of incoming funds into desired output tokens via oracles (Uniswap or Chainlink), extending the protocol's payment routing capabilities.
In 2024, Splits v2 was published with a redesigned architecture: SplitsWarehouse (an ERC6909 token vault), PullSplit, and PushSplit decouple splitter logic from token storage, enabling programmable revenue and more flexible, composable use cases.
By its second anniversary in February 2024, 0xSplits had expanded to 8 mainnets, processed over $70 million in cumulative volume, and saw a 450% increase in deployments. Additional protocols like Diversifier and Waterfall further cemented its role as core onchain payment infrastructure.
Important progress in the past six months:
The 0xSplits SDK added Tempo mainnet support (PE-5998), continuing to expand its multi-chain ecosystem.
A fully on-chain team banking product was launched on Base network, supporting member invitations, Passkey verification, and transaction execution. The AI agent Herbert, created via OpenClaw, autonomously completed its first transaction on 0xSplits, including accepting an email invitation, adding a Passkey, verifying access, and approving a transaction with a memo—all without custom code.
Future development focus:
The official roadmap has not been released. According to Base founder Jesse Pollak, 0xSplits is continuously optimizing the on-chain agent experience and may deepen AI agent integration with team finance; the SDK will also continue to support new chains.
William Minshew: Co-founder and CEO of 0xSplits. Previously an analyst at Blackstone, director at Cadre, and founder of emrys (P2P GPU compute marketplace) and Canvas (computer vision retail analytics). Holds a B.Eng in Electrical Engineering from Princeton University.
Abram Dawson: Co-founder of 0xSplits. Previously an investor at SV Angel, focusing on early-stage investing, product and front-end programming; later an independent consultant for early-stage companies. Studied Economics and International Business at Santa Clara University.