Supernova is an on-chain interest rate swap platform that leverages fixed-rate and term loans offered by existing money markets, including Aave and Morpho, and allows users to trade interest rates in real time in the market.

TermMax is a next-generation loan AMM offering one-click looping, range orders, fixed/variable rates, and customizable pricing curves. Within a single platform, TermMax simplifies DeFi borrowing, lending, and leveraging with one-click token trading, enabling predictable borrowing costs and stable returns.

Zoth is an ecosystem that connects liquidity and RWAs across Traditional Finance and Onchain Finance. The inaugural offering, ZOTH – Fixed Income (ZOTH-FI), is an Institutional Grade Fixed Income Marketplace bringing RWAs such as Cross Border Trade Finance, TBills, and Sovereign Bonds.

Term Finance is a decentralized lending protocol that utilizes a unique auction model to support scalable fixed-rate/fixed-term lending, the first of its kind in DeFi. It brings borrowers and lenders together in a fair and transparent auction process, which determines a single market clearing rate for all participants, regardless of size.

Exponent Finance is a Solana’s DeFi fixed rate market.The time-locked tokens it issues can generate fixed returns or be used for yield trading. These tokens have an expiration date, enabling users to exchange variable DeFi returns for fixed returns within a set time span, or expand their exposure to yield volatility.

Centuari Labs is a decentralized finance protocol focused on fixed-rate lending, emphasizing a predictable lending experience rather than fluctuating interest rates.

Hyperdrive (formerly Ambit Finance) is a new AMM for fixed and variable yield positions underpinned by a novel pricing mechanism. It enables terms on-demand and removes the need for liquidity providers to roll over their capital allocations. Additionally, its mechanism design enables a more efficient, symmetrical yield market and is open source for others to build on.

Rho Labs is constructing a non-custodial, institutional-grade interest rate derivatives market, fostering secure and transparent on-chain trading for both crypto-specific rates, like staking and funding rates, and traditional rates.

Exactly is a decentralized protocol that provides an autonomous fixed and variable interest rate market, enabling users to frictionlessly exchange the time value of their assets and complete the DeFi credit market.

ALEX is an open-source Bitcoin DeFi platform built on the Stacks Blockchain. It enables users to bring Bitcoin to life by allowing them to: launch their own tokens, borrow and lend with fixed rates and terms without the risk of liquidation, access an advanced decentralized exchange, deposit tokens to earn interest, and obtain high returns through yield farming.

Tenor Finance is a non-custodial, self-executable, fixed-rate lending protocol that allows for the creation of permissionless markets and efficiently matches lenders and borrowers.

Swivel is the protocol for fixed-rate lending and tokenized cash-flows. It provides lenders with the most efficient way to lock in a fixed rate and trade rates, as well as liquidity providers with the most familiar and effective way to manage their inventory.

Lumin is a decentralised peer-to-peer fixed rate lending and borrowing protocol. Launched on Arbitrum and powered by the $LUMIN token, for revenue sharing and DAO governance.

MethLab is a liquidation-free, and oracle-less lending/borrowing protocol that enables fixed-rate/fixed-term positions on Mantle.

CurveZero is a fixed-rate loan protocol built on StarkNet. Lenders can supply USD and earn interest. Borrowers can borrow USD at fixed rates using their cryptocurrency as collateral.

Spine Finance is a provable lending protocol on Ethereum and EVM-compatible blockchains specializing in facilitating fixed-interest-rate financial transactions through an efficient automated market maker mechanism called BondMM.Spine enable users to efficiently lend and borrow money at fixed interest rates by building on top of existing variable-rate lending protocols including Morpho, Aave, Venus, Compound, Euler, and more.

Copra offers both fixed-yield and principal-protection by encapsulating virtually any yield-bearing liquidity pool in DeFi. Copra opens a vault with certain parameters for protocol partners, integrating with one or more of their liquidity pools.

HIPO is a native liquidity protocol on Arbitrum that supports derivative tokens as collateral. It provides lending and borrowing services with fixed terms and rates.

Horizon Finance is a decentralized interest rate market protocol that allows participants to swap between floating and fixed interest rates, enabling them to speculate and manage the risk of their stablecoin portfolios and yield-generating farms.

The Flashstake protocol is a novel financial infrastructure that enables users to receive yield on deposited assets instantly, with a fixed rate, over a set duration.

88mph is a non-custodial protocol that makes it easy to earn a fixed rate on cryptocurrency and stablecoin, speculate on future yields, and be rewarded with various incentives. 88mph offers two non-custodial on-chain products: 1. A fixed-term, fixed-rate yield product acting as an intermediary between users and third-party variable yield rate lending protocols to offer the best fixed yield rate on capital, with a custom maturity up to one year. 2. A yield speculation instrument, called Yield Tokens (YTs), allowing users to speculate on the variable yield rate of third-party protocols such as Compound or Aave.

Pledge is designed to allow the creation of innovative, structured, and collateralized lending products, including fixed-interest rate swaps, refinancing, and financial derivatives around credit markets. This enables investors to build diversified portfolios tailored to whatever level of risk exposure they are comfortable with. Pledge leverages ERC-1155 to enable the creation of NFTs to represent each loan, bond, insurance, and other assets.

Dank is an open-source lending protocol that aims to solve the inefficiency of funds in the DeFi market and build a fixed-income market. It proposes a forward interest rate contract swap model based on the variable interest rate market, allowing users to release the forward income of d-token at any time to obtain instant fixed income.

Qoda Finance aims to bring a complete fixed income solution to the DeFi world. It enables users to collateralize their crypto assets and borrow or lend them at fixed interest rates for fixed periods, with terms set by the users themselves.

Notional is a decentralized protocol for borrowing and lending at fixed rates and fixed terms. With variable rate lending, DeFi can only serve a small segment of the crypto lending market, as variable interest rates do not offer the certainty that lenders and borrowers need. Notional solves this by creating a true market for lenders and borrowers, empowering individual investors, business owners, and institutional investors.

Credbull is a licensed Private Credit DeFi platform offering structured high fixed yields. Powered by Polygon, Credbull provides stable, high fixed yields uncorrelated to market volatility, as part of a balanced portfolio.

Sense is a decentralized, permissionless infrastructure where teams can build and develop new yield primitives for DeFi, such as fixed income tokens, yield tokens, and other custom re-divisions of existing tokens' exposures. Stripping is the first application built on Sense, where users can: 1) Access fixed-rate versions of existing variable yield tokens, or 2) Make directional long/short bets on the future yields of existing yield-bearing assets.

Horizon Finance is a decentralized interest rate market protocol that allows participants to swap between floating and fixed interest rates, enabling them to both speculate and manage the risk of their stablecoin portfolio and yield-generating farms. Users can deposit their funds and compete for preferential payments by capping their yield, thus outperforming or underperforming the benchmark interest rate.

Yield is building a decentralized lending protocol to bring fixed-term, fixed-rate lending to decentralized finance. To achieve its goals, Yield uses a class of tokens called fyTokens (fixed yield tokens). These fyTokens are Ethereum-based ERC-20 tokens that can be redeemed for an underlying asset one-to-one after a predetermined maturity date.

The CREDIT Protocol is a fixed yield & fixed term liquidation free lending and borrowing protocol. At the heart of the CREDIT Protocol lies the ingenious CreditPosition system, which empowers users with unparalleled flexibility in managing their loans. With this innovative feature, users have the freedom to make partial or multiple repayments on their loans, offering them complete control and customization in loan management.