InfiniFi
INFIOn-chain fractional reserve issuing layered stable yield tokens
Performances
RD Popularity Index
RD Growth Index
Revenue & Burn
Protocol income
$8.32KBuyback funds
--Burn funds
--Buyback ratio
--Protocol funds over time
Monthly amounts & ratios
| Period | Protocol income | Buyback funds | Burn funds | Buyback ratio |
|---|---|---|---|---|
| Oct 2026 | $8.32K | -- | -- | -- |
| Sep 2026 | $13.8K | -- | -- | -- |
| Aug 2026 | $21.91K | -- | -- | -- |
| Jul 2026 | $53.86K | -- | -- | -- |
| Jun 2026 | $65.5K | -- | -- | -- |
| May 2026 | $46.24K | -- | -- | -- |
Comparison
Follow Updates
Follow Lists
People
About InfiniFi
InfiniFi is an on-chain fractional-reserve banking protocol for stablecoins. Users deposit USDC and receive iUSD, an interest-bearing receipt token. They can either keep iUSD liquid for base yields or lock it for fixed terms to earn higher returns. The protocol allocates liquid deposits to high-liquidity DeFi strategies like Aave, while locked funds go into higher-yielding, longer-duration assets such as tokenized private credit and real-world assets (RWAs). This matches deposit liabilities with assets of corresponding maturity, without leverage.
The core narrative is "transparent fractional reserve on-chain": the protocol publishes its reserve composition, so users can verify what backs their deposits at any time. It solves the pain point of low stablecoin yields and the mismatch between users' liquidity preferences and yield opportunities—liquid money earns base yield, locked money earns enhanced yield, and the protocol rebalances dynamically based on collective user choices.
In the past six months (March–September 2026), InfiniFi announced its TGE planned for Q4 2026, and starting August 26, 2026, it significantly increased points rewards with a fixed distribution mechanism to prevent dilution from new participants. The protocol also published a case study on running its treasury via Fordefi's MPC wallet, emphasizing self-custody and policy-enforced controls for multi-entity fund management. No major negative incidents were reported in the period.
InfiniFi completed a $3 million pre-seed funding round led by Electric Capital, with participation from 1kx, Robot Ventures, and Bankless Ventures, among others. The protocol launched its mainnet on Ethereum, introducing a fractional reserve banking model for stablecoins, offering deposit and yield-generation through iUSD, siUSD, and liUSD tokens. A Certora formal verification identified and fixed a critical bug in the redemption queue, ensuring fair and chronological withdrawals. These milestones establish InfiniFi's foundation for on-chain banking with transparent, automated yield strategies.
Key developments (Mar-Sep 2026):
- Expanded into institutional credit via a financing deployment with FalconX, diversifying counterparty risk and adding short-duration lending yield.
- Formalized underwriting partnership with Qiro Finance, covering up to $100M in private credit evaluations (after piloting ~$29.2M across New Silver and mGLOBAL).
- Launched Prime, a senior liquid private credit product for neobanks and consumer finance apps.
- Integrated EulerSwap to enable secondary liquidity for fixed-maturity positions (siUSD/liUSD).
- Announced TGE scheduled for Q4 2026, with increased Points rewards and a fixed allocation mechanism.
Future roadmap: Continue scaling institutional credit participation, strengthen private credit underwriting discipline, and execute the Q4 TGE while expanding liquidity options.
Based on available information, the key leadership of InfiniFi includes:
RobAnon (Founder & CEO): Also known as Rob Montgomery, previously founded Revest Finance and Profundity. He has a background in cryptocurrency and validator operations.
Jeannice Tse (Head of Business Development): Formerly at Centrifuge, McKinsey, and Capital One. She has extensive experience in finance and strategy.
No other co-founders or core executives are listed in the provided sources.