Rain is a powerful and decentralized NFT lending protocol enabling anyone to establish their own bank by creating custom lending strategies through pools.

Kairos is a lending protocol that uses NFTs as collateral, offering better Loan-To-Value ratios and instant borrowing through native integration.

Paribus is a cross-chain borrowing and lending protocol for Non-Fungible Tokens (NFTs), liquidity positions, and synthetic assets, designed for the Cardano blockchain.

Zharta is a lending protocol for instant NFT-collateralized loans. It aims to leverage AI-appraisals and DeFi pools to fund NFTs. Thanks to its NFT-backed loans, Zharta enables the democratization of the market, allowing every collector and investor to stake their NFT assets in exchange for crypto tokens.

Furion is an all-in-one NFT liquidity platform that creates separate and aggregated liquidity pools, enabling users to: swap fractionally, instantly, and permissionlessly; borrow or lend NFTs and ERC-20 tokens simultaneously; go long or short on NFT futures and derivatives; and earn yields with NFT token farming.

Liquidium is a peer-to-peer lending solution that leverages the power of Discreet Log Contracts (DLCs) and Partially Signed Bitcoin Transactions (PSBTs) to enable users to borrow and lend native Bitcoin against native Ordinals as collateral.

ParaSpace is a cross-margin NFT Financialization Protocol that allows users to borrow ETH, stablecoins, and supported ERC-20 tokens against a variety of crypto assets, including blue-chip NFTs, ERC-20 tokens, and Uniswap V3 LPs.

Alpha Quark is the liquidity protocol for NFTs, allowing NFT owners to access the liquidity they need by receiving secured wBNB and BUSD loans from liquidity providers in a completely trustless, peer-to-peer manner.

XCarnival is a platform for NFT pledge and loan, providing liquidity for the NFT market. It has three roles: mortgagor, lender, and liquidator. The mortgagor pledges NFT to borrow money, the lender earns interest by lending USDxc, and the liquidator acquires NFT by participating in liquidation through auction bidding.

Pine Protocol is a lending and borrowing protocol built on multiple blockchains to facilitate on-chain asset-backed financing. As a two-sided protocol, Pine enables borrowers to use their assets, represented on-chain through NFTs, as collateral to borrow cryptocurrencies from lenders in real-time, in a fair, transparent, and efficient manner.

Gondi is a decentralized non-custodial NFT lending protocol engineered to create the most efficient NFT credit market. The protocol enables continuous underwriting, allowing for full and partial refinancing of all outstanding loans, creating a more dynamic and liquid space.

Unloc is a customizable, NFT-collateralized lending platform that enables users to gain temporary liquidity by using NFTs as collateral to borrow against. NFT owners can create peer-to-peer offers that can be accepted by anyone wishing to earn interest on their assets (SOL or USDC). Repaying the borrowed amount with the agreed interest on time unlocks the NFT for the original owner. In the event of a repayment failure, the other party gains the right to the NFT.

MetaLend is a decentralized lending protocol that enables borrowers to take out ERC-20-based loans against yield-generating ERC-721 assets. Borrowers still have partial access to their ERC-721 assets and retain full rights to any yield generated by that asset.

paprMEME is an NFT lending protocol powered by Uniswap V3. It does not offer direct peer-to-peer lending, but rather adopts a novel mechanism based on its native token. Borrowers mint Papr tokens and transfer collateral to a Papr controller (a smart contract). They can then exchange their Papr tokens for other assets using a decentralized exchange (e.g. Uniswap).

llamalend is an NFT-collateralized loan for long-tail markets, where users can deposit NFTs and borrow ETH for small, illiquid NFT collections that cannot access the main NFT lending markets.

Unlockd is a decentralized protocol that provides cross-chain liquidity and utility for NFTs in Gaming, Metaverse, Art, and DeFi. It enables users, DAOs, investors, gamers, and guilds to maximize the return on their NFTs with an NFT-backed instant loan, while still maintaining 100% of the holder's benefits.

Texture is an NFT loan platform on Solana that provides instant liquidity for Solana NFT holders across all markets. Texture users can borrow, extend or repay NFT loans from any major Solana lender like Sharky, Citrus or Rain.

Kyoko Finance is a DAO-to-DAO credit provider, P2P NFT lending platform, and cross-chain GameFi NFT lending market for guilds and players. It offers a one-stop platform that provides liquidity to the Web3 and GameFi industries. Through its DAO-to-DAO lending, Kyoko provides DAOs and guilds with the liquidity they need to maintain operations, while also enabling them to use their available resources as collateral for larger credit loans. Additionally, Kyoko bridges high-potential DAOs and guilds with the industry connections and resources they require to grow.

Supermojo is an NFT financing and collateralized lending platform that enables users to have an easier NFT experience from checkout to liquidity, while helping marketplaces and storefronts increase average order size and customer conversion rates. Supermojo's embedded lending experience will reduce the complexity of buying NFTs, making it easy for users with no knowledge of crypto. Additionally, Supermojo's collateralized lending service will provide immediate liquidity to existing blue-chip NFT holders.

Drops provides loans for NFTs and DeFi assets, supplying them with much-needed utility. The protocol uses lending pools that enable any type of NFT asset to be used as collateral – from collectibles and metaverse items to financial NFTs. Users can leverage their idle NFTs and DeFi tokens to obtain loans and earn extra yield.

Fungify is a non-custodial, peer-to-contract NFT marketplace and algorithmic lending protocol. It enables instant NFT sales, immediate NFT-backed loans, and a yield-bearing NFT index token.

NiftyApes is a system of smart contracts that enables NFT owners to access instant liquidity by using their NFTs as collateral. The NiftyApes smart contracts are flexible, allowing lenders to create loan offers with any combination of Principal, Duration, and APR. Automatic, always-on loan auctions ensure fair market values of the assets along a risk-adjusted timeline.

Sharky.fi is an escrow-less NFT lending protocol that connects NFT holders with lenders. Anyone can make a loan offer for NFTs in a collection, and NFT holders can "left-click-borrow" to get cash instantly. Users can lend $SOL to earn a high Annual Percentage Yield (APY) and borrow $SOL against their NFTs as collateral instantly. The platform provides a mutually beneficial arrangement for both borrowers and lenders.

Banx is a decentralized NFT liquidity protocol on Solana that provides peer-to-pool and peer-to-peer loans. Depositors/Lenders supply SOL liquidity to lending pools and/or order books to earn interest, while borrowers can borrow SOL instantly using their NFTs as collateral.

Sodium is a hybrid liquidity platform for borrowing against NFT collateral.

BendDAO is the NFT liquidity protocol supporting instant NFT-backed loans, collateral listing, and NFT down payments. NFT holders can borrow ETH from the lending pool instantly, using their NFTs as collateral, while depositors can provide ETH liquidity to earn interest. Leveraged NFT trading is enabled through these instant NFT-backed loans.

leNFT is a robust and efficient platform for NFT trading and lending. For trading, the protocol utilizes an Automated Market Maker (AMM) model based on the lssvm model popularized by sudoswap. This approach aims to provide the most efficient liquidity utilization, resulting in more profits for liquidity providers and better pricing for traders. This makes leNFT an ideal choice for traders looking for low slippage and high capital efficiency. For lending, leNFT employs a peer-to-pool lending architecture that allows NFT holders to access instant liquidity by borrowing against their assets. Liquidity providers can deposit into lending pools and collect rewards originating from the loans' interest payments. This incentivizes liquidity providers to participate in the ecosystem, and the borrowers can access instant liquidity without having to sell their NFTs. leNFT also features a vote-gauge system, similar to that of Curve, which incentivizes liquidity providers by distributing LE inflation to LP providers through the use of Gauges. NFT projects are incentivized to lock veLE in order to provide liquidity within their ecosytems.

Whitehole Finance is a multi-asset lending protocol that uses Non-Fungible Tokens (NFTs) and cryptocurrencies as collateral assets, solving the issue of inflexible capital efficiency of NFTs and providing easy access to Decentralized Finance (DeFi) through a user-friendly interface.

Flowty is a peer-to-peer (P2P) collateralized NFT lending marketplace. It enables borrowers to access liquidity using Flow-based NFTs as collateral, and lenders to generate interest income by funding loans secured by NFTs.

MetaStreet is a protocol for scaling liquidity in NFT credit markets. Its primary product is a Capital Vault that enables secondary market liquidity for NFT-backed notes. Participants can deposit capital to earn yield from diversified portfolios of NFT-backed notes.